Reduce your weight easily...

Follow the below steps to Control, Maintain or Reduce your weight

1. Cut down on sugars: I will tell you how.

Say 'NO' to beer and alcohol. They are filled with sugars.
Order fresh fruit juice instead of sodas.
Cut down on coffee/Tea.
Eat a fresh fruit bowl instead of chocolates.
Use honey instead of sugar.
Opt for green tea.Top it up with honey if needed. 

2. Exercise: Difficult right. Follow the below steps

Wake up a little early and go for a walk.
Train with weights. You will lose weight quickly.
Skipping and Jumping jacks are the best to quickly get your body back to normal.
Park your vehicle a block away and walk to work.
Take stairs whenever possible.
Take public transportation once or twice a week.
Get up and have a 10 min walk every 2 hrs at work.

3. Hydrate yourself:
Drink plenty of water. I know drinking water is kind of boring unless your are dead thirsty. But intake of water boosts your metabolism and inturn helps lose weight.
Drop a slice of Lemon to make water tasty.
Add honey to water if you crave for sugar.
You can add Mint leaves or coconut milk to make water tasty.

4. Play:
Indulge yourself in playing outdoor games which involve physical activity.
Football, cricket, tennis, badminton anything that keeps you moving.
Go for a swim.
Go for hiking.
Go for a bicycle ride.
Do something that involves physical activity and kick start your healthy heart rate.

5. Food:

Eat seafood instead of red meat.
Add boiled eggs to your breakfast. Eggs are good source of proteins and are very cheap.
Munch on Dry fruits they will keep you full and are good in proteins.
Have fruits as snacks instead of oily stuff.
Include fresh vegetables in your diet.
Avoid late night dinner. Eat light at night. 

Follow the above and you can keep a tab on your weight gain and can easily maintain and reduce weight.

Saving... A Mith

All these years, all I thought was how to save??? How much is sufficient to survive in future??? How will I get extra income??? so on and so forth...

But I never had an answer...

Some suggested me to invest in Shares, some in fixed deposits, some wanted me to go for Chits and some to invest in real estate... All I did was, got more confused and did nothing... Below are the starting steps towards savings.

Savings Account:

My suggestion to all who wants to start on saving is... Open a savings bank account in any of the nationalized banks and start transferring money from your salary account to the Savings account on a regular basis.

How to do this?

Step 1: Open a spread sheet and write down all your expenses
Step 2: Mark the ones that cannot be avoided. Highlight the ones that can be avoided and still your lifestyle doesn't get affected by avoiding them.
Step 3: Subtract your Expenses from your salary.
Step 4: Transfer the remaining amount (If you are lucky to be left with some money) to the Savings bank account
Step 5: Now go back to the spread sheet and try to cut down on the avoidable expenses which are highlighted in Step 2.
Step 6: Follow Step 4.

Every month right after your salary is credited, you transfer the amount (Step 4 and Step 6) to the savings back and then try to pay other bills. By doing this, not only you will be disciplined in your spending habits but also you will pay yourself first and others later.

Bonus:

Whey you receive bonus between your appraisal cycle, try to have it in a FD. This will not only give you extra income you need but also you will get tax exemption. Ask Google for details ;-)




Stocks:

Please be extra cautions before investing. As always people say, stock market is not for everyone. But I say, Stock Market is for the prepared lot and not for the luck wanderers. Try to gather information about the market, companies, inflation, economy etc and try to find a good script and invest in it. Invest in regular intervals and try to check the status regularly.

Compulsive Spending:

Many a times, we buy stuff not because we are in need of it, but just because it has a discount on it or you feel that you too had to have it...

The key to succeed in not spending on unwanted stuff is to WAIT... Yes. if you wait and could control the impulse for a little time, you would probably not buy it or get if for less. So next time you get tempted to buy something you really might not need, take a step back and wait for a while before going ahead and buying it.
(Refer: Success with Procrastination)

PPF:

Open a public provident fund account in any nationalized bank or the nearby post office (I prefer banks and the online transfer is easy with them). This will not only save tax but also give huge interest in returns. Only glitch is that the principle and the interest would be locked for a period of 15 years. But its a good saving scheme.

Gold:

Buy gold. Easy and simple right. Yes investing in Gold ETF or buying gold for that matter is considered a good investment. Study the market for ups and downs which are for sure the common game with ETFs, buy when you think the market is hitting low and try to invest for a long term.
These days we are getting EMI facilities in the local market to invest in Gold. These are not only helpful in saving small amounts, but once you save a considerable amount, you can buy gold with them. But again choose wisely where to invest.

Mutual Funds:

MF's are also considered a good option for investment. There are n number of schemes available. choose the one that suits your age, pocket and risk taking capability. Invest in regular intervals. Many of the MF's returned a good % in long term. The key is not to panic and wait for the right time.

These would be sufficient for freshers to start with. The above options will make you disciplined in saving and well educated in finance. 

Success with Procrastination…

Yes, I really meant what I said above… Want to know how??? Go on, read it…


Procrastination is putting off or delaying or deferring an action to a later time. Now how do you think I can justify putting off things and success at the same time. All we have learnt is that success comes when we work hard and act on things without postponing them. Let me tell you, putting off things will actually help in our way to success. I categorize the benefits of procrastination in three ways.

Financial, professional and the other personal. As I am always interested in financial stuff, let me start with it.

Financial:

The question now is how does Procrastination help us financially?

For instance, you are a shoe lover and you have found an excellent pair of shoes in the stores and marked as new arrival. Your impulse would ask you to go ahead and swipe the card and get that thing home. But how many times do you think that your decision of buying an electronic item, shoes, clothes, for that matter anything out of IMPULSE helped you. Did you ever felt, I should have waited a little longer and could have got this cheap or I should have thought for the second time before buying this? Or what should I do with this thing?

Yes, many a times we mess up between our Needs, Wants and Impulse. Due to this impulsive behavior, we end up buying stuff we never needed or stuff we never want or the stuff we never use or the stuff we could get for a lot lesser price than what we have spent. So next time when you go for window shopping, if you happen to like anything, which ofcourse is likely; try to putoff the idea of buying it right then (Unless and until it’s something urgent). Just note that thing and move ahead. Give the idea of buying a second thought after reaching home. Search for better deals on the net. Don’t just buy because something is on sale. Try to reason with your impulse of buying unwanted things. The chances of you not buying that item would be more than 50% or you would get that item for a lesser price. If you could control that impulse of buying at that moment, you will probably find a good deal or you will change your mind about it. This will obviously lessen the burden on your pocket.

Professional:

We now know how procrastination and controlling your impulse helped you financially. Now let’s see how this works professionally.

In this world of emails, you should always be on your toes not only to do the right things but also to not do the wrong things. I mean an email can cause much damage if not properly addressed and procrastinated at times. For instance you are part of a mail chain and someone by mistake (Many a times intentionally) pointed at you and referred that you are the reason for something and something bad. You do not have to reply to them with the first thing that comes to mind. Generally, when you are pointed for a mistake that you are not the owner of or the reason for, your EGO will wake up and act on behalf of you. This will create a mess that will take ages to get cleared. The mails your ego sent might become chains attached to your legs and stop you from climbing the ladder of your professional career.

Instead of listening to your ego, just take a moment and try to understand what the other person is saying. Try to validate their statement. Find out what made them think that you are the reason for something bad. Wait for a while and then reply. The things that you put in black and white are the things that can never be wiped or corrected. So instead of trying to mend the things; that in the first place are unnecessary to create; avoid mailing back to mails right after you read them.
How to do it:

1. Go for a walk around the block
2. Have a coffee and come back to desk
3. Indulge yourself in something other than the mail.
4. Get away from your laptop and have a chat with your friend

Personal:

Now as you know how to procrastination can help you financially and professionally, it will be easy for you to know how it will be helpful in personal life.
I will start with “You do not have to win always”. When I say this, I really mean it. Generally we forget that we are having a healthy discussion and start making our point strong and end up arguing. We end up hurting others without noticing that we really did. When you are cornered you end up saying things that flashes in your brain without even having a second thought. Which really can cause damage to the discussion and relations. So next time when you feel that things are going south, just take a step back and wait for things to sink in. Talk soft and make your point straight. Never get personal things in between discussions.

Also when you are on social network (FB, Twitter etc) make sure that you do not indulge in ego warfare. Instead wait for a while, while replying back or commenting on someone. Putting off things for a while will change the way you look at them.

So I say “Procrastinating will lead to success if used in the right way”.

Success is Predictable...

1. Dream Big

You have to have a dream if you want to make a dream come true.

            Practice "back from the future" thinking.

Create a vision for yourself for the long-term future.

What one thing would you dare to dream if you knew you could not fail? Look back and work to achieve it.

2. Develop a clear sense of direction.

You become what you think about most of the time.

What you think about and how you think about it. (Goal Oriented)

3. See yourself as self-employed.

Refuse to make excuses or to blame other people for your problems or short comings

Stop complaining about things in your life that you are not happy about.

Refuse to criticize other people for anything.

You are responsible.

If there is something in your life that you don't like, it is up to you to do something about it.

But you are in charge.

4.  Do what you love to do.

"If you won a million dollars, tax free, tomorrow, would you continue to do what you are currently doing?"

5.  Commit to excellence.

What one skill, if you developed and did it in an excellent fashion, would have the greatest positive impact on your life?

6. Develop a workaholic mentality

Practice the "40 Plus" formula. Any time you work more than 40 Hrs in a week is for your development.

Work all the time you work.

7. Dedicate yourself to lifelong learning.

Leaders are learners.

Reading is to the mind as exercise is to the body.

8. Pay yourself first.

Save and invest 10% of your income throughout your working life.

If you cannot save money, then the seeds of greatness are not in you.

9. Learn every detail of your business.

Read all the magazines in your field. Read and study the latest books.

10. Dedicate yourself to serving others.

Your success in life will be in direct proportion to what you do after you do what you are expected to do.

Always go the extra mile

What can I do to increase the value of my service?

11. Be impeccably honest with yourself and others.

What kind of a world would my world be, if everyone in it was just like me?

12. Set priorities on your activities and concentrate single mindedly on one thing at a time.

What are my highest value activities? What is it that you do that is more valuable than anything else to your work and your business?

Why am I on the payroll? What exactly have you been hired to accomplish?

What can I and only I do that, if done well, will make a real difference?

What is the most valuable use of my time right now?

Commit yourself to work single mindedly on one task, the most important task, and stay with it until it is 100% complete.

13. Develop a reputation for speed and dependability.

Whenever you want to get something done, give it to a busy man, or woman.

When you can combine your ability to determine your highest priority task with the commitment to getting it done quickly and well, you will find yourself moving to the front.

14. Be prepared to climb from peak to peak in your life and in your career.

Develop long-time perspective.

Keep reminding yourself that everything in your life goes in cycles and trends.

15. Practice self-discipline in all things.

Self-discipline means self-mastery, self-control, self-responsibility and self-direction.

Successful people are more concerned with pleasing results. Failures are more concerned with pleasing methods. Successful people do things that are goal achieving. Unsuccessful people do things that are tension relieving. Successful people do the things that are hard and necessary and important. Unsuccessful people, on the other hand, prefer to do the things that are fun and easy and which give immediate enjoyment.

16. Unlock your inborn creativity.

Your creativity is stimulated by three things: intensely desired goals, pressing problems and focused questions.

17. Get around the right people.

More than 90% of your success will be determined by your “reference group.”

Be a go-giver rather than a go-getter.

18. Take excellent care of your physical health.

Eat less and exercise more.

Eat better foods and fewer of them.

19. Be decisive and action oriented.

Think carefully and then make decisions quickly.

20. Never consider the possibility of failure.

Dare to go forward.

            What is the worst possible thing that could happen if I go ahead?

            Make a habit throughout your life of doing the things you fear. If you do the thing you fear, the death of fear is certain.

            Failure is not an option!

21. Back everything you do with the twin qualities of persistence and determination.

The courage to persist in the face of adversity and disappointment is the one quality that more than anything, will guarantee your success.

Circumstances do not make the man. They merely reveal him to himself.

*Reference from 21 Secrets of self made Millionaires.

Long time...

Its been long time that I couldnt post anything here... probably I would add new things in the coming two months... hope this works out...

Aviation... All U need to know abt AirCrafts...

http://www.aviationtrivia.info/THE-100-FASTEST-AIRCRAFT.php

This is the site where I have found all the information I have ever wanted... Go throught it when ever you have time...

A letter to my PC

My dear Comp,

You r somebody i have always wanted to own. From the day i saw u in the corner of a dark airconditioned room in which 40 of us 8th class students rushed after being forcefully made to remove our footwear... It was for 10 min our noble teacher allowed us have hands on to play space station in which i always was a loser... It was from that moment i want to own one from ur family...

Finally the day has come and i owned u on 07/08/06 ( I really dont remember coz its a long association with u) on a no moon day as my mom remembers...

I assured that i will not mess up with you as i hardly know hardware and my software skills are so soft that they cannot hurt u... and also i guaranteed that people who attend to vaccinate u will be professionals. I promised u that i wont use Floppies and CDs that will make u ill and i also made my brother (who was suffering from running nose) never come by ur side so that u wont get virus attack.

In return to all these i expected u to help me play music and some CDs which i play late nights.

I thought we will spend much time together but u always want to go to the Hardware store for some or other operation... the time u spent with me is much less than that u spent with that hardware professional... I feel sad that u r cheating me and giving ur time to some one...

After all these said and done... why did u have to cheat me, booting and rebooting but never able to reach that Microsoft Windows OS... Please kindly start upon the agreed terms and conditions.

Note: On top of all these every time u leave to H/W house, my mom says u came to our house on a no moon day and its a result of it... please kindly make her understand its not because of the moon...

Yours lovingly

Conufsed... Confused as always

Never knew where to start and never knew where to head... CONFUSION It was all part and parcel of my life... Life... My life... As many made to believe, it began in the first quarter of the year when India won the World cup... and I am dragging it till now...

As any other day, had to come to office leaving todays beautiful weather behind... We dont get to see this weather often in HYD. Cloudy atmosphere, cool breeze, trees moving rhythamically with the breeze, as if the rumba dancers are performing at their best... leaving behind all these had to come to work place...

A place where all ur attention shuld be on a single thing, work, is what my work place is like... But multi-tasking is what i am famous for... Chatting, phone calls, browsing and ofcourse work as expected...

To end this on a positive note... I will leave early today to enjoy the so called a beautiful day in this monsoon season...

Until next time... bubyeee...